The key to getting policies issued at reasonable rates for your clients with health problems lies in doing some preliminary underwriting to set their expectations straight from the beginning. Preliminary offers can be accurate if underwriters look at a comprehensive picture. Multiple impairments can change offers and in some instances can cause policies to be declined. Be sure to complete multiple questionnaires if your client has more than one issue to get better offers and avoid surprises at policy issue. Simply click on the questionnaire below, complete and email it to us.
- Alcohol
- Angioplasty
- Anxiety
- Arthritis
- Atrial Fibrillation
- Avocations
- Build
- Bundle Branch Block
- Cancer
- Cancer-Bladder
- Cancer-Breast
- Cancer-Cervical
- Cancer-Ovarian
- Cancer-Prostate
- Cancer-Skin
- Cancer-Testicular
- Cerebral Palsy
- Congestive Heart Failure
- COPD
- Coronary Artery Disease
- Coronary Bypass
- Crohn\’s Disease
- Cushing Syndrome
- Dementia-Alzheimer\’s
- Depression
- Diabetes
- Down Syndrome
- Driving
- Drugs
- Eating Disorders
- Emphysema
- Enlarged Heart
- Epilepsy
- Foreign Travel Residence
- Gen Use Questionnaire
- Glomerulonephritis
- Heart Attack Myocardial Infarction
- Heart Failure
- Heart Murmur
- Hemochromatosis
- Hepatitis
- Hypercoagulable Disorder
- Hyperglycemia
- Hypertension
- Irregular Heartbeat
- Kidney Function Tests
- Kidney Transplant
- Leukemia
- Liver Tests
- Lung Disease
- Lupus
- Lymphoma
- Mental Disorders
- Mitral Valve Disorder
- Mitral Valve Prolapse
- Multiple Sclerosis
- Neuromuscular Disorder
- Pacemaker
- Pancreatitis
- Panhypopituitarism
- Paralysis
- Parkinson\’s Disease
- Personality Disorders
- Pheochromocytoma
- Polycystic Kidney Disease
- Polyp, Cyst, Tumor or Growth
- Prostate Benign
- Proteinuria
- PSA-Elevated
- Sarcoidosis
- Scleroderma
- Seizure Disorder
- Sickle Cell Anemia
- Sleep Apnea
- Spinal Cord Injury Plegic
- Stent
- Stroke-Tia
- T Wave Changes
- Thrombus
- Thyroid Disease
- Valvular Heart Surgery